Nkhani

M'zaka zaposachedwapa, lingaliro lamabanki ogawana mphamvuapeza chidwi, makamaka ku China, komwe chuma chogawana chatukuka. Ntchito yatsopanoyi imalola ogwiritsa ntchito kubwereka ma charger onyamula pazida zawo, kuthana ndi kufunikira kwamphamvu kwamagetsi m'dziko la digito lomwe likuchulukirachulukira. Komabe, kupambana kwa banki yamagetsi sikufanana padziko lonse lapansi; dziko lililonse limapereka zovuta zake zapadera ndi mwayi womwe umapanga msika. Kumvetsetsa zamphamvuzi kumafuna njira yokwanira yophunzirira msika.

The Chinese Landscape

China ili patsogolo pa msika wa banki yogawana mphamvu. Ndi anthu omwe amadalira kwambiri mafoni a m'manja pazochitika zatsiku ndi tsiku, kufunikira kwa njira zolipirira mafoni kwakwera kwambiri. Makampani aku China monga Meituan akhazikitsa maukonde ochulukira a malo opangira ndalama m'matauni, zomwe zimalola ogwiritsa ntchito kubwereka ndikubweza mabanki amagetsi mosavuta. Kusavuta kwa ntchitoyi, kuphatikizidwa ndi kukwera kwachangu kwa mizinda komanso kulowetsedwa kwa mafoni apamwamba, kwapanga msika wolimba.

Maphunziro amsika ku China ayang'ana kwambiri kudziwitsa anthu zazabwino zamabanki amagetsi omwe amagawana nawo. Makampani ayika ndalama pamakampeni otsatsa omwe amawonetsa kusavuta, kugulidwa, komanso kupezeka kwa mautumikiwa. Kuphatikiza apo, mgwirizano ndi mabizinesi monga malo odyera, malo odyera, ndi malo ogulitsira aphatikizanso mabanki amagetsi omwe amagawana nawo m'miyoyo yatsiku ndi tsiku ya ogula, zomwe zimawapangitsa kukhala ofunikira m'matauni.

Malingaliro Adziko Lonse

Ngakhale China idakumbatira mabanki amagetsi omwe amagawana nawo, zinthu zimasiyana kwambiri m'maiko ena. Mwachitsanzo, ku United States, msika udakali pachimake. Ngakhale pali osewera ochepa pamsika, monga Lyte, lingaliro silinafike pamlingo womwewo wolowera ku China. Kuyesetsa kwamaphunziro amsika ku US kuyenera kuyang'ana kwambiri kuwonetsa kufunikira kwa mabanki amagetsi omwe amagawana nawo, makamaka m'malo omwe kumakhala anthu ambiri monga ma eyapoti, mayunivesite, ndi zochitika.

Ku Ulaya, kuyankha kwa mabanki amphamvu omwe amagawana nawo kwasakanizidwa. Mayiko monga Germany, Italy, France, Norway ndi UK awona chidwi chowonjezeka, ndi makampani monga Naki Power akutsogolera. Komabe, maphunziro amsika ndiofunikira kuti athe kuthana ndi kukayikira kwa ogula pankhani yodalirika komanso chitetezo cha lendi zida zamagetsi. Makampeni amaphunziro omwe amatsindika zomwe ogwiritsa ntchito akumana nazo, ma protocol achitetezo, komanso maubwino azachilengedwe a mabanki amagetsi omwe amagawana nawo angathandize kulimbikitsa kuvomereza ndikuyendetsa kutengera ana.

Mavuto ndi Mwayi

Ngakhale pali kuthekera kwakukula, msika wamabanki ogawana nawo umakumana ndi zovuta zingapo padziko lonse lapansi. Nkhani monga kagwiridwe kachipangizo, kuba, ndi kukonza mtundu wa banki yamagetsi zitha kulepheretsa kukula. Maphunziro amsika amathandizira kwambiri kuthana ndi zovuta izi. Podziwitsa ogula zaukadaulo womwe uli m'mabanki amagetsi omwe amagawana nawo, makampani amatha kupanga chidaliro ndikulimbikitsa kugwiritsa ntchito.

Kuphatikiza apo, popeza kukhazikika kumakhala kofunikira kwa ogula padziko lonse lapansi, mabanki amagetsi omwe amagawana nawo amatha kudziyika ngati njira zokomera zachilengedwe m'malo mwa njira zachikhalidwe zolipirira. Kuphunzitsa msika za phindu la chilengedwe pakugawana zinthu kungathe kugwirizana ndi ogula zachilengedwe, kupanga mwayi wopikisana.

Mapeto

Msika wogawana nawo banki ndi chitsanzo chabwino cha momwe maphunziro amsika angakhudzire machitidwe a ogula ndikuyendetsa kutengera ana. Pomwe dziko la China likutsogolera, mayiko ena ayamba kufufuza zomwe zingatheke pa ntchito yatsopanoyi. Pomvetsetsa zovuta ndi mwayi wapadera pamsika uliwonse, makampani amatha kusintha zoyesayesa zawo zamaphunziro kuti alimbikitse kuvomerezedwa ndikukula. Pamene dziko likudalira kwambiri luso lamakono la mafoni, kufunikira kwa mabanki omwe amagawana nawo magetsi kukuyenera kukwera, zomwe zimapangitsa kuti maphunziro apamwamba a msika akhale ofunika kwambiri kuposa kale lonse.