Gusangira ingufu za banki yubucuruzi Ubunararibonye Bwihuta Mubwongereza

Mu myaka yashize ,.banki isanganywe ingufuubucuruzi bwabonye ubwiyongere butangaje mu Bwongereza, kubera ko abaguzi benshi bagenda boroherwa kandi birambye muri iyi serivisi idasanzwe. Hamwe no kwishingikiriza kuri terefone zigendanwa hamwe n’ibindi bikoresho bya elegitoroniki bigendanwa, ibyifuzo by’amashanyarazi byoroshye kandi byizewe ntabwo byigeze biba hejuru. Mu rwego rwo gukemura iki kibazo, ibigo by’amabanki asanganywe ingufu byagiye byiyongera cyane mu Bwongereza, bitanga igisubizo gifatika kandi cyangiza ibidukikije.

Umwe mu bakinnyi bakomeye muri iri soko, PowerUp UK, yatangaje ko ubwiyongere bukabije bw’umubare w’abakoresha na sitasiyo zishyuza mu gihugu hose. Umuyobozi mukuru w'uru ruganda, Sarah Johnson, avuga ko iri terambere ryatewe no kurushaho kumenya ingaruka z’ibidukikije ziterwa na bateri zikoreshwa ndetse no korohereza ubushobozi bwo kwishyuza ibikoresho bigenda. Johnson yagize ati: "Twishimiye kubona igisubizo gishimishije cy’abaguzi bashishikajwe no gukemura ibibazo birambye kandi byoroshye."

Isosiyete ikora ubucuruzi bwa banki isanganywe ikora ikora ku ihame ryo guha abakoresha uburyo bwo kwishyuza ibicuruzwa biva ahantu hatandukanye, nka cafe, ibibuga byindege, hamwe n’ahantu ho gutwara abantu. Abakoresha barashobora gusa kuguza banki yingufu, kwishyuza ibikoresho byabo, no gusubiza banki yingufu kuri sitasiyo yabigenewe iyo birangiye. Iyi moderi ntikuraho gusa gukenera bateri imwe gusa ahubwo inateza imbere ubukungu busaranganya bugabanya imyanda ya elegitoroniki.

Mugihe inganda zisanganywe ingufu za banki zikomeje kwiyongera, abashoramari nabafatanyabikorwa barimo kwitondera ubushobozi bwarwo bwo kwaguka. Hatangijwe byinshi mu Bwongereza, bigamije kubyaza umusaruro icyifuzo gikenewe cyo kwishyurwa birambye. Iyi myumvire ijyanye nimpinduka nini iganisha ku bikorwa byangiza ibidukikije no kurushaho gushimangira inshingano z’imibereho.

Byongeye kandi, ubucuruzi bw’amabanki asanganywe nabwo bwabonye inkunga n’inzego z’ibanze n’abategura imijyi bemera uruhare rwayo mu kuzamura ubworoherane n’imikoranire rusange y’ahantu hahurira abantu benshi. Muguhuza sitasiyo yumuriro mubikorwa remezo byo mumijyi, imijyi irashobora guhaza ibyifuzo byabaturage ndetse nabasuye ubumenyi bwikoranabuhanga mugihe bateza imbere urusobe rwibinyabuzima rufite isuku kandi rukora neza.

Urebye imbere, impuguke mu nganda ziteganya ko ubucuruzi bw’amabanki asanganywe buzakomeza gutera imbere, bitewe n’imibare ikomeje kuba sosiyete kandi ni ngombwa kugabanya ikirenge cya karuboni. Hamwe n’Ubwongereza ku isonga ry’iki cyerekezo, inganda z’amabanki zisanganywe ziteguye gutera imbere no guhanga udushya, zitanga icyerekezo cy’ejo hazaza aho ibisubizo by’ingufu birambye byinjizwa mu buzima bwa buri munsi.

Mu gusoza, ubucuruzi bw’amabanki asanganywe bugenda bwiyongera cyane mu Bwongereza, bitewe n’ubwiyongere bukenewe ku buryo burambye kandi bworoshye bwo kwishyuza. Mugihe abaguzi benshi nubucuruzi bitabira ubu buryo bwangiza ibidukikije, inganda za banki zisanganywe ingufu ziteguye kugira uruhare runini mugushiraho ejo hazaza h’ingufu zikoreshwa no kwita ku bidukikije.