Ukunyuka kweebhanki zamandla e-POS ezabelwana ngazo phakathi kwabathengi baseYurophu naseMelika

I-Relink: Ukuphumelela kwisisombululo samandla eselula

I-Relink lishishini lesizwe lobuchwepheshe obuphezulu obusekwe e-Shenzhen, e-China ngo-2013. Ibiyeyona nto iphambili kwiinguqu kwishishini lamandla eselula. I-Relink igxininise kuphando kunye nophuhliso lwezisombululo zebhanki zamandla okwabelwana ngazo ukususela kwi-2017 kwaye ihambise ngempumelelo ngaphezu kwezikhululo ze-800,000 kwaye iphumelele ukuthembela kwabathengi abangaphezu kwe-300 emhlabeni jikelele. Ngokuzibophezela kwayo ekuveliseni izinto ezintsha kunye nokwaneliseka kwabathengi, i-Relink ibe ngumboneleli ohamba phambili weenkonzo zokurenta ibhanki yamandla e-cut-edge ezihlangabezana neemfuno eziguquguqukayo zabathengi kwixesha ledijithali.

I-POS yaseYurophu naseMelika ekwabelwana ngayo ngezinto ezikhethwa yibhanki yamandla

Kwiimarike zaseYurophu naseMelika, abantu baya bethanda iibhanki zamandla ekwabelwana ngazo ezineenkqubo zokuthengisa (POS). Lo mkhwa uqhutywa kukuthandabuza kwabathengi bengingqi ukuveza ulwazi lomntu siqu kunye nokungathembi iimpawu ezintsha. Ke ngoko, iinkampani ezinkulu zoomatshini bePOS kunye neekhabhathi ziye zafumana inzuzo yokukhuphisana kwezi ndawo. Ibhanki yamandla ekwabelwana ngayo kunye ne-POS ayilulanga kwaye iyakhawuleza kuphela, kodwa iphinda isombulule imiba yabucala yabathengi baseYurophu naseMelika, okwenza ukuba ifaneleke ngakumbi kwezi marike.

Izinto ezilungileyo zePOS ekwabelwana ngebhanki yamandla

Ukwabelana ngeebhanki zamandla kunye ne-POS kuneenzuzo ezininzi, ngakumbi kumxholo wezinto ezikhethwa ngabathengi baseYurophu naseMelika. Ngokudibanisa neenkqubo ze-POS, ezi bhanki zamandla zibonelela ngamava entengiselwano angenamthungo kwaye akhuselekileyo, aphucula ukuzithemba kwabasebenzisi kunye nokuthembela kubanikezeli benkonzo. Ukongeza, ubukho boomatshini be-POS bongeza umaleko wokuba semthethweni kunye nokuthembeka okubalulekileyo ekufumaneni ukwamkelwa kwiimarike ezintsha. Oku kudityaniswe lula, ubumfihlo kunye nokuthembana kwenza iibhanki zamandla ekwabelwana ngazo kunye ne-POS ukhetho olunyanzelisayo kubathengi baseYurophu nabaseMelika.

Ukuhlangabezana neemfuno zabucala zabathengi baseYurophu nabaseMelika

Kwimeko yedijithali yanamhlanje, imiba yabucala iya ithandeka ngakumbi, ngakumbi kwimimandla efana neYurophu kunye ne-United States, apho abantu baya belumka ngakumbi malunga nokwabelana ngolwazi lobuqu. I-POS yebhanki yamandla ekwabelwana ngayo isombulula le ngxaki ngokubonelela ngesisombululo sokutshaja esikhuselekileyo nesingaziwa. Ngokudibanisa nenkqubo ye-POS, abasebenzisi banokufumana iinkonzo zokurenta ibhanki yamandla ngaphandle kwedatha eninzi yomntu, ehambelana nokukhethwa kwangasese kwabathengi baseYurophu naseMelika. Le ndlela ayiphuculi nje kuphela amava omsebenzisi kodwa ikwakhuthaza ukuthenjwa kunye nokuthembeka kumnikezeli wenkonzo.

Yakha intembeko ngenkqubo yePOS eqinisekisiweyo

Ukuthandabuza ukuthembela kwiimpawu ezintsha yimvakalelo eqhelekileyo phakathi kwabathengi baseYurophu nabaseMelika. Ukudityaniswa kweenkqubo ezikhoyo ze-POS kunye neebhanki zamandla ekwabelwana ngazo kuye kwaba yinzuzo yobuchule. Ngokubambisana neenkampani ezithembekileyo zePOS, ababoneleli berenti yebhanki yamandla banokunyusa ukuthembeka kunye nokuthembeka kwala maqumrhu asekiweyo. Le ntsebenziswano ayiphuculi nje ukuzithemba kwabathengi, kodwa ikwakhuthaza ukwamkelwa ngokungenamthungo kweenkonzo zebhanki zamandla ekwabelwana ngazo kwiimarike ezintsha, ukuvala umsantsa wokuthembana kunye nokwakha ubudlelwane bexesha elide nabasebenzisi.

Ikamva lePOS ekwabelwana ngayo ngeebhanki zamandla kwimarike yehlabathi

Njengoko imfuno yeenkonzo zokurenta zebhanki zamandla eziluncedo nezikhuselekileyo ziqhubeka nokukhula, ukuhlanganiswa kweenkqubo zePOS kunye neebhanki zamandla ekwabelwana ngazo kuya kubumba ikamva loshishino. Le ndlela intsha igxile ekufezekiseni iimfuno ezithile zabathengi baseYurophu nabase-US, kungekuphela nje ukujongana neenkxalabo zabucala kodwa nokwakha ukuthembeka kunye nokuthembeka kwiimarike ezintsha. Ngokusebenzisa amandla eenkqubo zePOS ezikhoyo kunye nokulungiselela ukutshintsha izinto ezikhethwa ngabathengi, iibhanki zamandla ekwabelwana ngazo kunye ne-POS ziya kuchaza ngokutsha indawo yokurenta yebhanki yamandla kwaye inike isisombululo esinyanzelisayo kubasebenzisi kwihlabathi liphela.