Mmaraka oa banka ea motlakase o arolelanoang o ntse o le mothating oa nts'etsopele e tsoelang pele. Ka tlhokahalo e ntseng e eketseha ea ho tjhaja habonolo, 'maraka o na le monyetla o moholo oa phaello. Ho ea ka ponelopele ea PwC, ka 2025, moruo oa ho arolelana o tla hola ho fihla ho $335 bilione, 'me ho ikopanya ha lichaba tsa lefatše le ho hola ha litoropo ke tsona tse susumetsang kholo ea kholo ena. Hona hape ke mokhanni o moholo oa botumo le kholo ea 'maraka o arolelanoang oa banka ea matla.
1. Litefiso tsa khiriso
Li-platform tsa banka ea motlakase tse arolelanoang li fumana chelete ka ho lefisa basebelisi rente. Basebelisi ba ka hira libanka tsa motlakase ka APP ebe ba li khutlisa kamora ho li sebelisa ka nako e itseng. Sethala se qosa tefiso e itseng ho latela nako ea ho hira le palo ea libanka tsa motlakase. Moetso ona o ts'oana le oa khale oa khiriso mme o ka fumana chelete e itseng butle-butle. Likhamphani tsa banka ea matla tse arolelanoang li koahela litšenyehelo tsa thepa, litšenyehelo tsa tlhokomelo le phaello ka ho beha litefiso tse loketseng.
2. Papatso
Lisebelisoa tsa banka ea motlakase tse arolelanoang hangata li na le li-skrini tse ka sebelisoang ho bapala lipapatso. Mefuta e arolelanoang ea banka ea motlakase e ka fumana litefiso tsa papatso ka ho hira sebaka sa papatso ho barekisi. Kaha hangata libanka tsa motlakase li na le nako e telele ea ts'ebeliso, hangata basebelisi ba tla pepesetsoa lipapatso ho tsona ha ba sebelisa libanka tsa motlakase, tse fanang ka lipapatso ka mocha oa papatso o sebetsang hantle. Sethala sa banka ea matla se arolelanoang se ka beha litefiso tsa papatso tse ipapisitseng le ts'ebeliso ea banka ea motlakase le tšireletso ea papatso ho fihlela phaello.
3. Kholiso ea tšebelisano
Libanka tsa motlakase tse arolelanoang li sebelisana le litsi tsa mabenkele, lihotele, liteishene le libaka tse ling ho beha libanka tsa motlakase libakeng tse tloaelehileng, ho fana ka maemo a ts'ebeliso ea libanka tsa motlakase tse arolelanoang. Ka nts'etsopele ea balekane, libanka tsa motlakase tse arolelanoang li ka fumana melemo e mengata ea khoebo.
Sebopeho sa phaello ea baemeli ba banka ea matla e arolelanoang:
Sekhahla sa tšebeliso ea lisebelisoa: Sekhahla sa khiriso ea lisebelisoa se ama ka kotloloho phaello. Haeba sekhahla sa tšebeliso ea libanka tsa motlakase se phahame, ho bolela hore basebelisi ba bangata ba ikemiselitse ho lefa, ka hona ba eketsa phaello.
Tikoloho ea tlholisano: Tekanyo ea tlholisano 'marakeng le eona e tla ama phaello. Haeba ho na le libanka tse ngata tsa matla tse arolelanoang 'marakeng, li ka lebisa lintoeng tsa theko, kahoo li hatella marang-rang a phaello, kahoo theknoloji ea thepa ka boeona (matla a banka ea matla, lebelo la ho tjhaja le botsitso) le eona e etsa qeto ea khetho ea bareki.
Khotsofalo ea basebelisi: Ho fana ka lits'ebeletso tsa boleng bo holimo ho ka ntlafatsa khotsofalo ea basebelisi, ho khothaletsa basebelisi ho sebelisa hape, ho eketsa ho khomarela ha basebelisi, le ho eketsa litefiso tsa khiriso.
Chelete ea libanka tsa matla a arolelanoang e amana haufi-ufi le sebaka (phallo ea bapalami) ea libanka tsa matla tse arolelanoang. Libaka tse fapaneng tse kang lireschorente, lihotele, litlelabore, libara, li-KTV, boemafofane, liteishene, litsi tsa ho hlapa, lik'hefi, mabenkele a lino, litsi tsa mabenkele, libaesekopo, joalo-joalo li na le maemo a fapaneng a ho tjhaja.
Ho ea ka boemo ba hona joale ba 'maraka, boholo ba bona bo tla behoa ho 2-3 euro / hora. (nka 'maraka oa Europe mohlala) Ka mor'a nako ea ho lefa, chelete e latelang ea lipeipi ea nako e telele ke ea bona.
Libanka tsa motlakase tse arolelanoang li fapane le liindasteri tse ling tse arolelanoang joalo ka likoloi tse arolelanoang, liaparo tse arolelanoang, le libaesekele tse arolelanoang. Ka mohlala, libaesekele tse arolelanoang li na le litlhoko tse phahameng haholo bakeng sa software le hardware ea lihlahisoa, 'me mecha ea phatlalatso ea lihlahisoa le eona e phahame haholo.
Ho feta moo, ts'ebetso le tlhokomelo li boetse li hloka chelete e ngata ea lichelete. Le hoja e le moruo o arolelanoang, mokhoa oa khoebo o tšoana le indasteri ea setso.
Libanka tsa motlakase tse arolelanoang li batla li le bonolo. Khabinete ea banka ea motlakase e behiloe sebakeng se tsitsitseng, 'me e hloka feela ho emela hore basebelisi ba e sebelise. Matsete a pele a mangata, 'me litšenyehelo tsa morao li tlase ebile li bonolo ho feta litšenyehelo tsa tlhokomelo ea libaesekele.
Nako ea poso: Apr-03-2025
